Why Is Buying A Family Car So Annoyingly Complicated?
Friday, February 26, 2021
There’s nothing particularly easy about buying a car. Not only are there a lot of options out there, but, more often than not, there isn’t a “perfect” solution either. Almost always, you have to make some sort of a compromise.
For instance, off-road 4x4s can be a lot of fun, but are they practical? Can you really imagine driving them to the grocery store? And what about the insurance costs?
Then again, small city cars aren’t much better. Sure, they’ll cart your kids to school, but they won’t survive five minutes down dusty tracks or in the mud.
Buying A Car: The Basics
When it comes to buying a car, there are a lot of things that you need to consider. It’s a multi-dimensional decision. And there are many unpredictable factors that go into it that you can’t always predict.
For instance, people will often buy cars thinking that they need them for leisure only (and nothing else). But over time, their job situation changes and they find themselves using their vehicle for the daily commute.
Something similar happens with kids. People start off single and then they have a family. The car that suited them when they were young is no longer fit for purpose as they get older.
Then there are the tech requirements. You can go into car buying with the idea that something basic will suffice. Then, over time, you realise that you actually want (and need) tech advances on modern vehicles.
The Buying Process
Then there are the difficulties associated with the buying process. Most people in work assume that they will be able to purchase a vehicle. But thanks to dealership “qualifications,” that’s not always the case. You often have to endure an interrogation, asking you about all your financial details, some of which you’d prefer not to disclose.
Then there’s the issue of dealership commission. Sure, salespeople have to make money. But you often can’t help worrying that they’re not really working in your best interest. Their goal is to simply shift the vehicles with the fattest margins. Whether they actually make your life better is a secondary consideration, so you might not be getting the best car for your needs, or one that is the least likely to see you in an accident that requires the help of a law firm, for example,
When buying a car, it’s much better to take a “hands-off” approach. You need to have a strict budget in mind and know the market inside out before you take the plunge. If you’re unsure what a vehicle is really worth, look at car auction sites to get an idea of acceptable prices.
If you’re unhappy about going through the process, you can use car brokers. These professionals are a little bit like stock brokers, acting on your behalf in the marketplace to buy (and sell) vehicles. They don’t work by commissions, so they’re not interested in selling you a lemon. Instead, they just look for the vehicle that fits your situation best. Websites like https://invoice-pricing.com/ can let you know what to expect for pricing.
There’s nothing wrong with taking shortcuts when it comes to buying a car. Remember, it’s a big financial decision and something that will remain with you for many years. So getting help is a great strategy.
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